Regional construction financing from a qualified partner

WE WILL ADVISE YOU PERSONALLY

RAMONR. BELDEE.K.
FINANCIAL ADVISING

Your independent partner for real estate financing & construction financing in southern Lower Saxony.

As one of the few individual sales companies in Germany, we take care of all financing issues relating to real estate. In addition to what we consider unique performance, we also try never to ignore quality. We accompany you as financing advice on many paths to real estate. First and foremost, we can show you your financing options and see whether your dream property has the advertised value from the bank's point of view. We are therefore checking the conditions for the following products as financing solutions for you:

Annuity loan
Construction financing
Follow-up financing
Forward loan
KFW loan
Installment loan
Subordinated financing
Home savings

Home: Headliner

Your construction financing in regional hands

We have been accompanying customers from all over Germany to their properties for several years, regardless of whether the home is for personal use or as an investment. Above all, however, it is our customers from southern Lower Saxony whom we can often advise.

We can offer our customers tailor-made financing mainly because of the connection to the regional banks. As in most business relationships, we thrive on personal contacts. Hereby we create several contact persons. In addition, we are always in close contact with regional property developers. This ensures smooth work and communication in all directions in a good and comprehensible manner.

Of course, regional does not mean one-sided advice. In some cases, it also makes sense to use national lenders. This is exactly the right thing to do when customers with lower loan-to-value ratios request financing. At least we remain strong in the metropolises of southern Lower Saxony, such as Hildesheim, Salzgitter, Braunschweig, and Wolfsburg.

Free initial consultation

Our services for you

We got time for you. That should be the first thing that distinguishes us from a bank appointment. We try to give you a rough overview of the thoughts of the banks in simple ways so that you can see for yourself why an offer is the way it is. In the construction phases, we are at your side throughout the payment phase or construction phase and support you with any questions that arise. In this way, We would like to prepare you well for your financing. In the further phase, we will check your creditworthiness for you and collect all the documents for the banks with you. After the documents have been successfully compiled, we either anonymously check the feasibility for you or submit the case directly to the local bank, insurance company or building society if there is a high probability of a conclusion. Many of our customers are happy that we accompany them to the notaries or banks.

Construction financing

We explain

Whether it is for you or capital investment, if the property is your first project, we would like to explain the entire financing process to you. This not only helps in finding a solution but also strengthens the view for the following projects.

Financial advice

What is affordable?

In our work, we often come into contact with the question: "How much house can we afford?". This is a natural and also a very healthy question. Here, too, we try to give you security and would be happy to sit down with you for several hours. No bank can do that.

Valuation

Loan-to-value ratio?

The same object, same size. The same price but at different locations. The village is not the same as the city. Therefore, national banks may not be able to keep up, but the "village savings bank" can. We not only check the value of the property but also what the banks think about it.

Satisfied clients

Mr. Belde is a very nice, professional consultant with top conditions! I have already taken advantage of his financial advice twice and both times I have received interest rates that are hardly comparable. Mr. Belde had an open ear at all times of the day and he was always at my side when it came to selling an additional property. There are no problems here, only solutions. For me only Mr. Belde comes into question!